PM Kisan Card Yojana 2024, 3 Lakh Loan of only 4% ROI
The PM Kisan Card Yojana is a flagship program launched by the Government of India to provide financial assistance to farmers across the country. The program aims to provide a unique Kisan Card to eligible farmers, which can be used to avail various benefits, including a loan of up to 3 lakh rupees at a low interest rate of 4% per annum.
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Eligibility Criteria for PM Kisan Card Yojana
To be eligible for the PM Kisan Card Yojana, farmers must meet the following criteria:
- The farmer must be a citizen of India.
- The farmer must be between 18 and 75 years of age.
- The farmer must have a valid Aadhaar card.
- The farmer must have a valid bank account.
- The farmer must be a small or marginal farmer, with a landholding of up to 2 hectares.
Benefits of PM Kisan Card Yojana
The PM Kisan Card Yojana offers several benefits to eligible farmers, including:
- A loan of up to 3 lakh rupees at a low interest rate of 4% per annum.
- A Kisan Card, which can be used to avail various benefits, including subsidies, insurance, and other services.
- Access to a dedicated helpline and online portal for farmers.
- Opportunities for farmers to connect with other farmers, experts, and organizations.
How to Apply for PM Kisan Card Yojana
To apply for the PM Kisan Card Yojana, farmers can follow these steps:
- Visit the official website of the PM Kisan Card Yojana and click on the “Apply Now” button.
- Fill in the online application form with the required details, including name, address, Aadhaar number, and bank account details.
- Upload the required documents, including a copy of the Aadhaar card, bank passbook, and land records.
- Submit the application form and wait for verification and approval.
How to Use the PM Kisan Card
Once the application is approved, the farmer will receive a Kisan Card, which can be used to avail various benefits, including:
- Withdrawing cash from ATMs or banks.
- Making purchases at authorized merchants.
- Availing subsidies and insurance benefits.
- Accessing online services and information.
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Interest Rate and Repayment Terms
The interest rate for the loan under the PM Kisan Card Yojana is 4% per annum, which is significantly lower than the market rate. The repayment terms are flexible, with a repayment period of up to 5 years.
How to Repay the Loan
Farmers can repay the loan through various channels, including:
- Online payment through the PM Kisan Card Yojana website.
- Mobile banking or internet banking.
- Cash deposit at authorized banks or ATMs.
- Cheque or demand draft.
PM Kisan KCC Application Form: Click Here
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